Free · No sign-up · No credit pull · Your info is never sold

We'll watch mortgage rates
so you don't have to.

Tell us your rate once. Every month, we'll show you exactly how much you could save by refinancing today — and email you the moment it's worth it. No credit check, no sales calls, just your number.

Start with your current rate

Takes about 10 seconds · No credit pull · We never sell your info

Never sold, never sneaky

We don't sell your name, email, or address. Ever.

No credit pull, no spam

Checking with us never triggers the flood of lender calls.

The math, shown

Every number links to the assumption behind it.

Free to use

The calculators and rate tracker cost nothing.

Everyone else

Ask for a rate. Get spam.

You fill in one form. A credit pull happens. Your name is sold to a dozen lenders as a "trigger lead." Your phone rings for weeks — often before you've even chosen anyone.

CasaMint

Just the math. On your terms.

Real numbers on your home, your rate, and your equity. No credit pull. Never sold to lenders. You reach out to a broker only if and when the math says it's worth it.

Refinance

Rate Tracker

We'll watch mortgage rates and tell you the moment refinancing is actually worth it. Set a threshold or just get a monthly check-in.

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Net Proceeds

Net Proceeds Snapshot

What you'd actually pocket if you sold today — after commissions, closing costs, and payoff. No credit pull, no lender spam.

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Renovation

Renovation ROI

See how much a kitchen, bath, or ADU actually adds to your home's value before you swing a hammer.

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From the Guides

Fresh reads for homeowners

Browse all answers →

How the 10-Year Treasury Rate Controls Your Mortgage Rate (Explained Simply)

Ever wonder why mortgage rates move up and down every day? It all traces back to a government IOU called the 10-Year Treasury yield. Here is how it works in plain English.

Read now →

Trigger leads, explained: why your phone rings after asking one lender for a rate

The instant a lender pulls your credit for a mortgage, the bureaus can sell your name to competitors. Here is how it works and how to avoid it.

Read now →

When is refinancing actually worth it?

Break-even math, closing costs, and the two numbers that actually decide it — with no lender jargon.

Read now →
Start with the honest number

See if refinancing is actually worth it.

Two minutes. Live mortgage rates from the Federal Reserve. Zero calls from lenders.

Try the Rate Tracker →